In an often overlooked aspect of estate planning, don’t forget about the oh so important beneficiary designations. Sure, there are six basic “must have” estate planning documents, but beneficiary designations (sometimes called PODs and TODs) on accounts actually trump whatever is written in your will. Savings and checking accounts, life insurance, annuities, 401(k)s, pensions, and … Continue reading Don’t Forget About Beneficiary Designations